Privacy Policy
Merriman Financial Education Foundation
Effective Date: April 21, 2026
The Merriman Financial Education Foundation ("Foundation," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you use our mobile application (the "App") available on iOS.
By using the App, you agree to the practices described in this Privacy Policy.
1. Information We Collect
The App itself does not collect any personal information. We do not collect your name, email address, location, payment information, device identifiers, usage analytics, or any other personal data through the App.
If you choose to sign up for our free newsletter, the App links you to our website at paulmerriman.com where you may provide your email address directly. Email collection and handling at that point is governed by the website's privacy practices, not the App.
2. How Your Information Is Used (Website Newsletter Signups)
If you sign up for our newsletter on paulmerriman.com, your email address is used solely to send you the Paul Merriman free weekly newsletter. We will not use it for any other purpose without your consent.
We do not sell, rent, trade, or share your email address with any third party for marketing purposes.
3. Newsletter and Unsubscribing
If you sign up for our newsletter through our website, you may unsubscribe at any time by clicking the "Unsubscribe" link in any newsletter email, or by contacting us directly at info@paulmerriman.com. We will remove your email address promptly upon request.
4. Third-Party Services
The App provides links and access to third-party content and services, including:
- YouTube — videos open in the YouTube app or Safari browser. We do not control YouTube's data practices. Please review YouTube's Privacy Policy at policies.google.com/privacy.
- Spotify — podcast links may open in the Spotify app. Please review Spotify's Privacy Policy at spotify.com/us/legal/privacy-policy.
- paulmerriman.com — articles open within the App via a secure browser. Please review the website's privacy policy on this page.
We are not responsible for the privacy practices of these third-party services.
5. Audio Streaming
The App streams podcast episodes directly from our podcast feed. Audio is streamed in real time and is not downloaded or stored on your device by the App. We do not track which episodes you listen to.
6. Children's Privacy
Our App is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.
7. Data Security
We take reasonable precautions to protect any information provided through our website newsletter signup. Newsletter signups are processed through our secure email service provider. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
8. Data Retention
For website newsletter subscribers: we retain your email address for as long as you are subscribed to our newsletter. Upon unsubscribing, your email address will be removed from our mailing list.
9. Your Rights
If you have provided your email address through our website newsletter signup, you have the right to:
- Access the personal information we hold about you.
- Request correction or deletion of your personal information.
- Opt out of receiving our newsletter at any time.
To exercise any of these rights, please contact us at info@paulmerriman.com.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will update the "Effective Date" at the top of this page. We encourage you to review this policy periodically. Continued use of the App after any changes constitutes your acceptance of the updated policy.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:
Merriman Financial Education Foundation
Email: info@paulmerriman.com
Website: paulmerriman.com
This privacy policy applies to the Paul Merriman iOS App and the paulmerriman.com website.