BC4: Fine-Tuning Your Asset Allocation 2026 — Paul Merriman
Fine-Tuning Your Asset Allocation — Boot Camp 2026
🎧 Listen to Podcast ▶️ Watch Video 📖 Read Article 📊 View Tables
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Podcast & Video

🎧 Sound Investing Podcast
▶️ Watch on YouTube
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What You'll Learn

01
How to fine-tune your stock and bond allocation using historical fine-tuning tables
02
The difference between the S&P 500 and a diversified worldwide 4-fund portfolio
03
Why worst 12-, 36-, and 60-month return periods matter more than average returns
04
How Sharpe and Sortino ratios measure true risk-adjusted performance
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Read the Article

Fine-Tuning Your Asset Allocation (S&P 500 vs 4-Fund Strategy)
PDF — Free download
Read Now →
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Fine-Tuning Tables (2025 Returns)

📄 Fine-Tuning Tables – 50/50 Portfolio (2025 Returns) 📄 Fine-Tuning Tables – 70/30 Portfolio (2025 Returns)
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Key Takeaways

  • Market declines are normal — your allocation should prepare you for them.
  • Adding bonds historically reduced drawdowns and smoothed volatility.
  • Diversification improved risk-adjusted returns, not just total returns.
  • The best portfolio is one you can stick with during difficult markets.
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