Best Advice by Paul Merriman

Discover timeless wisdom and actionable insights from one of the most trusted voices in financial education. In the "Best Advice" section, Paul Merriman shares his most impactful strategies and principles to help individuals achieve financial independence and long-term success.

What You’ll Find:

  • Proven investment strategies for building and maintaining wealth.
  • Guidance on creating diversified, low-cost portfolios.
  • Practical tips for investors at every stage of their journey.

Whether you’re just starting out or looking to refine your approach, this section is your go-to resource for expert advice rooted in decades of experience.

Take the next step toward smarter investing with Paul Merriman’s best advice!


Ultimate Buy and Hold Strategy

Discover Paul Merriman’s signature investment strategy designed to maximize returns while minimizing risk. This approach emphasizes diversification across asset classes, low costs, and disciplined investing to help you achieve long-term financial success.

Fine-Tuning Your Asset Allocation

Learn how to customize your investment portfolio to match your financial goals, risk tolerance, and time horizon. This guide provides actionable insights for balancing your assets to optimize growth and stability.

Fixed Distributions

Explore strategies for withdrawing a fixed percentage from your portfolio during retirement. This method ensures predictable income while preserving your investments for the long term.

Fixed Contributions

Understand the power of consistent investing. This approach highlights the benefits of regularly contributing a fixed amount to your portfolio, regardless of market conditions, to build wealth over time.

Flexible Distributions

Discover a dynamic approach to retirement withdrawals that adjusts based on market performance and personal needs. This strategy offers a balance between income stability and portfolio longevity.

Merriman Lifetime Investment Calculator

Take control of your financial future with this powerful tool. The Lifetime Investment Calculator helps you project your portfolio growth, plan for retirement, and make data-driven decisions.

Quilt Charts

Visualize the performance of various asset classes over time with Merriman’s Quilt Charts. These charts provide a clear and engaging way to understand market trends and the importance of diversification.

Sound Investing Portfolios

Explore a range of expertly designed portfolios tailored to different risk levels and goals. These portfolios are built on decades of research to help you invest with confidence.

Investing for Children

Give the gift of financial education and security to the next generation. Learn how to set up investment accounts, teach children about money, and build a foundation for their financial success.