2/22/2023

27:00 5.  What are the conditions (time/wealth) that suggest hiring an advisor?  How do you find one?

Check out:   https://paulmerriman.com/wp-content/uploads/2013/03/get-smart-or-get-screwed-how-to-select-the-best-and-get-the-most-from-your-financial-advisor1.pdf

31:57 6.  What changes should a 50-something make to boost the returns of a 401k?

35:20 7.  What is your advice for a parent to persuade their adult children to educate themselves about investing?

42:22 8.  What do you mean by rebalancing and what are the tools and strategies you can use to do the rebalancing?

49:36 9.  What do I do with penny stocks that are down 80% to 90%?

51:10 10 What are the relative tax implications of the Total Market Index and small cap value, REITS and large cap value?

56:00 11.  What are the returns of combining U.S. large cap value, U.S. small cap blend, international large cap blend and international small cap value? Check out:   https://paulmerriman.com/wp-content/uploads/2022/06/Sound-Investing-Portfolios.pdf

58:30 12. The Fidelity Target Date Funds have very high expenses.  Should I still use them even though the expenses are higher?

1:01 13. Do you recommend a solo 401k or SEP IRA for a single employer who will never have any employees?  Check out:  solo401k.com

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