2/9/2022

The key takeaways:

• The S&P 500 can easily be “beat” without taking more risk.


• The impact of adding just 10% of another equity asset class can improve long-term returns.


• The impact of even .1% more return can be life changing over long periods of time.


• Adding more risky asset classes can substantially reduce risk.


• Diversification of equity asset classes is as important as diversification of individual stocks.


• Rebalancing is not about higher returns but is about limiting risk.


• Adding international equities can have a meaningful impact on long-term returns whether you add 30% or 50% to the portfolio.


• There is not risk in the past, we always know what we should have done.


• The UBH Portfolio is not designed to get the best return, but is designed to get a better return than the S&P 500 without substantially more risk.

/ultimate-buy-and-hold-strategies-update-2022