10/26/2022

Leaving the simple math, Paul uses historical returns to compare hypothetical returns and the choices investors must make. Everyone of these choices is likely a million dollar decision:

• Save vs. spend


• Start saving early vs. waiting


• Selecting stocks vs. bonds


• Select a few vs. many companies


• Choose the S&P vs. other equity asset classes


• Choose the S&P vs. combinations of equity asset classes


• Add 10% more equity


• Taxable vs. tax-deferred


• Tax-deferred vs. tax free


• Load vs. no-load


• Index funds vs. actively managed funds


• Buy and hold vs. market timing


• Target date funds vs. do it yourself


• Target date funds plus small cap value


• Gifting one million dollars with $365 vs. major gift at death


• The make or break decision of distributions

/30-ways-to-make-another-millionreally