Your Path to Financial Independence
Unbiased financial education and investment strategies for a brighter future.
Start NowWelcome to Paul Merriman's World of Smart Investing
For decades, Paul Merriman has been a trusted voice in personal finance, dedicated to empowering individual investors. Our mission is to provide clear, actionable, and unbiased advice to help you build wealth and secure your financial future. Explore our resources designed to simplify complex investment concepts.
The Ultimate Investment Bootcamp 2025
Foundational Principles
Master the core concepts of successful investing, from asset allocation to diversification.
Learn Basics →Advanced Strategies
Explore sophisticated techniques for optimizing returns, minimizing taxes, and managing risk.
Dive Deeper →Interactive Workshops
Participate in live Q&A sessions and practical exercises with Paul and his team.
Join a Session →Latest Podcasts & Audio Guides
Navigating Market Volatility
Published: July 20, 2025 | Duration: 32 min
Paul shares strategies to remain calm and make smart decisions during market swings.
Listen Now →The Power of Target Date Funds
Published: July 12, 2025 | Duration: 28 min
A deep dive into how target date funds can simplify your retirement planning.
Listen Now →Understanding Small Cap Value
Published: July 5, 2025 | Duration: 35 min
Uncover why small cap value stocks are a crucial component of a diversified portfolio.
Listen Now →MarketWatch Articles by Paul Merriman
The Ultimate Buy-and-Hold Strategy
Date: June 25, 2025 | Source: MarketWatch.com
Learn how a long-term, diversified approach can outperform short-term speculation.
Read Article →Why You Need International Diversification
Date: June 18, 2025 | Source: MarketWatch.com
Discover the benefits of spreading your investments globally for reduced risk.
Read Article →Retirement Income: A Failsafe Plan
Date: June 10, 2025 | Source: MarketWatch.com
Strategies to create a sustainable income stream throughout your retirement years.
Read Article →Paul's Timeless Best Advice
Diversify Aggressively
Spread your investments across multiple asset classes, industries, and geographies to minimize risk and maximize long-term returns.
Start Early, Invest Consistently
Harness the power of compounding by beginning your investment journey as soon as possible and contributing regularly.
Minimize Fees & Taxes
Every dollar saved on expenses and taxes is a dollar that stays invested, significantly boosting your net returns over time.
Our Trusted Truth Tellers
Benjamin Graham
"The investor's chief problem—and even his worst enemy—is likely to be himself."
Learn More →Paul's Recommended Portfolios
Two Funds for Life
A simple yet powerful strategy for long-term growth, ideal for beginners.
- Target Date Funds
- Small Cap Value
Four Fund Portfolio
A balanced approach for diversified market exposure across key asset classes.
- US Total Stock Market
- International Total Stock Market
- US Small Cap Value
- International Small Cap Value
Ultimate Buy & Hold
Maximize returns with optimal asset class allocation for experienced investors.
- Large Cap Blend
- Large Cap Value
- Small Cap Blend
- Small Cap Value
- International Large Cap
- International Small Cap
- Emerging Markets
- REITs
- Bonds
Investment Data & Performance Tables
Access comprehensive historical data and performance tables for various asset classes and Paul Merriman's recommended portfolios. Our tables provide transparent insights to help you make informed investment decisions, backed by decades of research.
- Historical Returns by Asset Class (1928-Present)
- Detailed Portfolio Performance Comparisons
- Risk vs. Reward Analysis for Different Strategies
- Inflation-Adjusted Returns for Real Growth
Stay Informed & Invest Smarter
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