Over the last couple of weeks, I’ve been recording a series of Q&As that came out of a presentation I gave in November for the American Association of Individual Investors — AAII.
At the end of that nearly two-hour talk, I promised that I’d do a podcast answering every single question that came in. Well… there were 36 questions. That’s a little too much for one episode, so we broke them into three parts.
This is Part 3 — the final 12 questions. If you haven’t heard Parts 1 and 2 yet, we’ll link those in the show notes so you can catch up.
Before we jump in, I just want to say: I’m a huge fan of AAII. I started teaching their local chapters way back in 1984, and over the years I think I’ve presented to just about every chapter in the country — sometimes in person, sometimes by Zoom — but always to people who are genuinely committed to learning how investing works.
If you’ve never checked out AAII, I’ll include a link in the notes for a low-cost trial membership. Take a look around and see if it’s a resource that fits your investing journey.
Alright — let’s get to the last 12.
- Will you develop strategies using the equal-weighted S&P 500? 01:44
- Can you recommend advisors who follow your strategy? 07:20
- Should I move mutual funds to ETFs in taxable accounts despite taxes? 11:26
- With markets at highs, should I keep dollar-cost averaging or rebalance? 16:17
- What portfolio fits 10 years to retire and 20–30 years of decumulation? 24:08
- Will the configurator shift to only Avantis/DFA funds in 2026? 30:37
- What does “inflation-adjusted fixed withdrawals” mean? 33:56
- How should I invest an inheritance for kids/grandkids ages 2–45? 38:21
- Ultimate Buy-and-Hold vs. two- or four-fund strategies — which is better? 49:03
- Should political conditions change retirement portfolio decisions? 59:12
- How do I find a fee-based/hourly advisor (Rhode Island question)? 1:05:56
- Should very conservative 91-year-olds move beyond bonds and cash? 1:13:28
AAII trial membership offer (the ~$2 first month deal)
Fine-Tuning Your Asset Allocation table / lesson
Sound Investing / portfolio decade return tables
Fixed vs. Variable Withdrawal episode/article
H-2A table referenced in Q9
Chris Pedersen Boot Camp presentation (Two-Fund for Life)
Garrett Planning Network advisor directory
HelloNectarine hourly advisor platform
PlanVision / Mark Zoril reference